Portfolio managers have a fiduciary duty to act with care, honesty and good faith, always in the best interest of their clients. Investment decisions therefore must be independent and free of bias. This results in a higher level of trust placed on portfolio managers.
En tant que fiduciaires, réglementation des valeurs mobilières exige le plus haut niveau d’éducation et d’expérience dans l’industrie du placement.
Personalized Management of Portfolios
Les gestionnaires de portefeuille fournissent la gestion des placements continue des investissements des clients en fonction de leurs objectifs et de la tolérance au risque décrits dans un énoncé de politique de placement (EPP). Les clients donnent généralement autorité pour le gestionnaire de portefeuille pour prendre des décisions d’investissement sans obtenir l’approbation préalable pour chaque transaction (appelée gestion discrétionnaire).
Portfolio managers typically charge a fee based on a percentage of the investments they manage. This fee is transparent and can be less than retail management and distribution costs, which are often embedded as a cost of doing business. It’s important to note that clients’ assets must reside at a custodian financial institution for an extra layer of protection and safety and there is usually a small additional fee for this service. Fees are fully transparent on client statements. Fees are not paid by commission based on volume of buying or selling investments and can be lower than typical mutual fund fees.
Investment Policy Statement (IPS) and Investment Management Agreement (IMA)
An individual written agreement will be established to set out how clients will work with a portfolio manager, including ongoing communication, types of investments, reporting, fees, risks and other issues related to clients’ individual circumstances.
Tant la société et l’individu qui gère les investissements des clients sont enregistrées et contrôlées par des commissions des valeurs mobilières provinciales.
Firms registered as portfolio managers must meet strict financial reporting, capital and insurance requirements to further protect clients’ investments.
Gold Investment Management Ltd., a registered portfolio manager, offers exchange traded fund (“ETF”) model portfolios, equity, fixed income and alternative asset management services to individuals, corporations, pension funds, charitable foundations and trusts. Our guiding principles are integrity, discipline and results. Established in 2007, Gold Investment Management currently serves clients in Alberta, British Columbia, Saskatchewan, Manitoba, Ontario and Quebec. Gold Investment Management also serves clients in the United States where we are licensed as a registered investment adviser with the U.S. Securities and Exchange Commission.