The 2026 Investment Season is almost here!  RRSP limits for 2025 and 2026 are $32,490 and $33,810 respectively; the deadline for RRSP contributions for the 2025 tax year is March 2, 2026.  The TFSA limit for 2026 has increased by $7,000; you can now deposit up to $109,000 ($218,000 per couple) if you have never contributed to a TFSA.** Other great ways to invest include pre-authorized contributions (PAC), First Home Savings Accounts (FHSA), Registered Education Savings Plans (RESP), Registered Disability Savings Plans (RDSP) and of course, Open/Taxable (Non-Registered) accounts. Gold Investment Management is available by telephone: 1.888.436.9955, fax: 1.866.541.7947, email: invest@gold-im.com or visit us at gold-im.com. Let Gold Investment Management help you build a strong future.  Invest today!

RRSP & TFSA Tables:

Year  RRSP Annual Limit*
2026 $33,810
2025 $32,490

*18% of “earned income” for the preceding year to annual limit

Year TFSA Annual Limit Cumulative Total**
2024-2026 $7,000 $109,000
2023 $6,500 $88,000
2019-2022 $6,000 $81,500
2016-2018 $5,500 $57,500
2015 $10,000 $41,000
2013-2014 $5,500 $31,000
2009-2012 $5,000 $20,000

** The maximum lifetime TFSA limit of $109,000 applies only to those who were 18 or older as of December 31, 2009