2026 Investment Season
The 2026 Investment Season is here! RRSP limits for 2025 and 2026 are $32,490 and $33,810 respectively; the deadline for RRSP contributions for the 2025 tax year is March 2, 2026. The TFSA limit for 2026 has increased by $7,000; you can now deposit up to $109,000 ($218,000 per couple) if you have never contributed to a TFSA.** Other great ways to invest include pre-authorized contributions (PAC), First Home Savings Accounts (FHSA), Registered Education Savings Plans (RESP), Registered Disability Savings Plans (RDSP), Donor Advised Funds (DAF) and of course, Open/Taxable (Non-Registered) accounts. Gold Investment Management is available by telephone: 1.888.436.9955, fax: 1.866.541.7947, email: invest@gold-im.com or visit us at gold-im.com. Let Gold Investment Management help you build a strong future. Invest today!
RRSP & TFSA Tables:
| Year | RRSP Annual Limit* |
| 2026 | $33,810 |
| 2025 | $32,490 |
*18% of “earned income” for the preceding year to annual limit
| Year | TFSA Annual Limit | Cumulative Total** |
| 2024-2026 | $7,000 | $109,000 |
| 2023 | $6,500 | $88,000 |
| 2019-2022 | $6,000 | $81,500 |
| 2016-2018 | $5,500 | $57,500 |
| 2015 | $10,000 | $41,000 |
| 2013-2014 | $5,500 | $31,000 |
| 2009-2012 | $5,000 | $20,000 |
** The maximum lifetime TFSA limit of $109,000 applies only to those who were 18 or older as of December 31, 2009
Client Comfort Letter
We are pleased to present this Client Comfort Letter dated March 15, 2025.
Please follow the links below to view in PDF:
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